Science for EU: Climate, biodiversity, digital disruptions… and finance. What is at stake?

Changes, risks and policies in the financial area

Safeguarding citizens savings — EU science: anticipating financial risks to safeguard EU economic stability
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Rapid changes in climate, technology, and digitalisation are transforming our lives and the European economy. These changes bring significant challenges to the financial industry and, if not addressed, could threaten Europe’s economic stability and its citizens’ savings.

To prevent these risks, we use advanced research to anticipate and understand the financial sector’s potential hazards. This understanding is essential for maintaining long-term financial stability and safeguarding the economic well-being of all EU citizens.

Better policies means better life for everybody. And in a changing world, policies have to adapt fast. Our work also includes assessing the impact of new regulations on the financial system. By doing this, we help policymakers develop effective, evidence-based solutions that protect the European economy and its citizens now and in the future. Below, some examples of our work.

In Focus

News announcement
12 March 2024

JRC supports European Environment Agency mapping climate risks the EU must prepare for - financial risks are a particular concern.

3 min read

aerial view of a forest merged with the view of a city

News announcement
18 December 2023

Decrypting the financial risks of climate change and biodiversity loss

The JRC's research paves the way for sustainable and resilient economic strategies, byncovering the intertwined nature of climate change, biodiversity loss and financial risk.

6 min read

General publications
28 June 2023

Preserving citizens’ economic well-being: evaluating risks and policy solutions for climate change, digitalisation, and biodiversity loss financial-related threats

By researching and anticipating financial risks, a team of few scientists assesses the financial challenges posed by climate change, digitalization and biodiversity loss. Today, we spoke with them to learn more about their research.

8 min read

General publications
28 June 2023

A well-designed digital euro would avoid risks for financial stability and banks’ profitability

A proper design matters. Models suggest that introducing a cap on digital euro holdings would preserve financial stability, banks’ profitability, and produce small changes in the response of the economy to macroeconomic shocks.

3 min read

General publications
18 April 2023

Handling bank failures: JRC research feeds into proposal for revised CMDI framework

The proposal improves the rules for handling bank failures, while preserving financial stability, protecting depositors, and further limiting the use of public financial resources.