The Joint Research Centre uses its scientific and technical expertise to support policy development in various dimensions of digital finance so as to contribute to the objectives of the EU Digital Finance Strategy. The JRC supports the Commission in the effort of assessing the impact and potential challenges for the financial sector arising from digital finance.JRC research —crucial in understanding how digital finance affects the financial sector— is published in technical reports and academic journals and regularly informs policy making.Here's a brief overview of the JRC's contributions and lines of research:Research on Stablecoins and Cryptocurrencies: The JRC is at the forefront of researching stablecoins, which are a type of cryptocurrency designed to have a stable value. They also develop tools to monitor cryptocurrency trends, helping to understand the evolution of the digital finance ecosystem.Digital Euro Analysis: The JRC has been instrumental in evaluating the potential impacts of introducing a digital Euro. They've examined how different holding limits might influence bank balances, helping policymakers understand the broader implications.EU Digital Finance Platform Development: The JRC is actively involved in creating a new Data Hub as part of the EU Digital Finance Platform. This initiative is a step towards more integrated and efficient digital finance systems in Europe.Open Finance Initiative: The JRC contributes to the discussions around Open Finance, exploring how to make financial data more accessible while ensuring security and privacy.In summary, JRC's research brings scientific and technical insights to the table, being a guiding light for policymakers, and ensuring that decisions in the realm of digital finance are informed by scientific rigor and technical expertise. Read more about our workSynthetic data for the EU Digital Finance PlatformDigital financial services: synthetic data ensures compliance with confidentiality requirements.Interview with the Digital Finance TeamPreserving citizens’ economic well-being: evaluating risks and policy solutions for climate change, digitalisation, and biodiversity loss financial-related threats.CIPHER: Monitoring crypto marketsAn analytical platform that monitors blockchain activity and emerging risks stemming from the rapidly expanding crypto markets.Digital euroA well-designed digital euro would avoid risks for financial stability and banks’ profitability. The team behind the research Erica Francesca Di GirolamoCompetitiveness | Impact of digital tech on financial sectors ORCiD profileStefano UngaroDigitalisation in economy and financeORCiD ProfileAndrea PaganoQuantitative tools for impact assessmentsJuraj HledikDigital tech in finance | Crypto asset monitoringORCiD profile Contacts Further information can be obtained from:Stablecoins and cryptocurrencies: Francesca [dot] DI-GIROLAMOec [dot] europa [dot] eu (Francesca Erica Di Girolamo); Juraj [dot] HLEDIKec [dot] europa [dot] eu (Juraj Hledik)Digital euro: Francesca [dot] DI-GIROLAMOec [dot] europa [dot] eu (Francesca Erica Di Girolamo); Marco [dot] PETRACCOec [dot] europa [dot] eu (Marco Petracco)
Synthetic data for the EU Digital Finance PlatformDigital financial services: synthetic data ensures compliance with confidentiality requirements.
Interview with the Digital Finance TeamPreserving citizens’ economic well-being: evaluating risks and policy solutions for climate change, digitalisation, and biodiversity loss financial-related threats.
CIPHER: Monitoring crypto marketsAn analytical platform that monitors blockchain activity and emerging risks stemming from the rapidly expanding crypto markets.
Digital euroA well-designed digital euro would avoid risks for financial stability and banks’ profitability.
